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Life and Health Insurance PDF Print E-mail
Written by Administrator   
Tuesday, 09 June 2009 18:25

Health Insurance

We have many plan designs available to individuals and groups:

  • Traditional Indemnity Plans
  • Preferred Provider Plans (PPO)
  • Point-of-Service Plans (PSO)
  • Health Maintenance Organizations (HMO)
  • Fully Insured or Self-Insured Plans

 

Life Insurance

It's never too early to think about life insurance. No matter what your age is, life insurance can help provide monetary death benefits when you die to those you love and designate as beneficiaries, such as your spouse, children or siblings.

The main types of coverage we offer are:

  • Level Term Insurance provides a constant death benefit amount of insurance for a specified period of time;
  • Decreasing Term Insurance provides a face amount which decreases over the term of coverage. This may be used, for example, to cover the decreasing amount of a home mortgage;
  • Whole Life Insurance provides permanent life insurance protection through age 100. A permanent or whole life policy accumulates cash value;
  • Flexible Premium Life Insurance, is designed as a permanent life policy allowing the policyowner to vary the amount and timing of premium payments (subject to satisfying policy premium minimums to keep the policy in force), and increase or decrease the death benefit (subject to underwriting for an increase and policy minimums for a decrease).

 

Riders

We can add benefits to your policy to offer a more complete and adequate protection depending on your needs.

  • Return of Premium Rider (ROP).
  • Accidental Death Benefit
  • Children Term Rider
  • Critical Condition
  • Premium Waiver
  • Terminal Illness Condition
  • Disability Income Rider
Last Updated on Tuesday, 09 June 2009 19:57
 
, Administration Panel
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3505 Boca Chica Blvd. Ste. 111 Brownsville, Tx. 78521